Tag Archives: word of faith cult

Information emerging from CHC and trial update

24 Saturday May 2014

Posted by in C3 & Pringles Associations

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Rodyk & Davidson explain the CHC situation

CHC confessions recently provided it’s readers with the following information:

“In the Corporate Governance Workshops organized by SIAS on 13 Nov 2013, the speakers from Rodyk & Davidson presented the case of CHC.”

Source: CHC Confessions, CHC Confessions, https://www.facebook.com/CHCConfessions/posts/798553436830702, 16/05/2014. (Accessed 24/05/2014.)

They provided the link,

Rodyk & Davidson – CHC Presentation

CHC Confessions highlighted the following information within the article:

Findings from the COC’s Inquiry (Taken from Inquiry into the City Harvest Church, MCCY):

• Despite representations made to public and members, funds were used to fund the crossover Project; executive members were not told of the actual purpose of these funds
• Used to fund the Crossover Project under the guise of donations to its affiliated church in KL, and these were then transmitted by CHCKL to support the Crossover Project in the United States
• Donations and tithes to the charity were transferred into a private fund known as a “Multi Purpose Account” (MPA), and monies in the MPA were used to fund the Project
• Selected donors were asked to transfer their donations from the “Arise and Build” campaign to the MPA
• Apart from a few members the existence of the MPA was not made known to the charity’s members
• Attempt to conceal the existence of the MPA by closing the joint bank account and dealing only in cash transactions
• Disclosure of related party transactions
o Kong Hee’s company sold over S$3m worth of merchandise to the charity, and this was not disclosed
o Eventually Kong Hee ‘re-funded’ royalties to the charity arising from the sale of his merchandise, however these were later reimbursed to him from monies in the MPA and the CHCKL
• Board governance and control issues
o Appointment of Investment Manager was not properly tabled and discussed by the charity’s board
o When he suffered financial difficulties, donations were “re-funded” to him in two tranches, Board approval for one being received 9 months after the re-funds were made

Questions that arise

• Duties of intermediaries where there are complex structures to disguise the true substance of the transactions and monies
• Do intermediaries have adequate facts and information to give professional advice?
• Do donors insist that funds be used for specific purposes?
• Can donors change their minds? How can this be done?
o Under the Charities (IPC) Regulations, if donors specify a purpose for their donations, this must be followed

A CHC family break up

This other news is also from CHC Confessions. Just as we have reported how C3 causes serious damages to family break ups, CHC appears to be no different. Once again – the below events are marks of a cult.

I’m not Christian but my husband attends CHC.

We’ve had problems in our marriage for years and I’m finally filing for divorce. When I brought the matter up, my husband became angry and started threatening to make things difficult for me. One of his threats was that he would never give me a single cent of financial support (I only work part-time so I can take care of our child, so I don’t earn much in comparison to him).

My husband gives a five-figure sum to every Arise and Build or whatever CHC calls their fund-raising campaigns. But he won’t give any support to the mother of his child. He says he has no money.

I don’t understand. What kind of hold does this church have on its members, that they won’t try to save their marriages and they won’t support their spouses?

Source: CHC Confessions, CHC Confessions, https://www.facebook.com/CHCConfessions/posts/798554253497287, 16/05/2014. (Accessed 24/05/2014.)

Here is another interesting story,

If you look through the various Facebook pages that proclaim support for Kong Hee and gang, you will find a lot of amens for posts that supposingly declare God’s support. You will find verses that proclaim ‘who can’t be against us when God is with us’ etc. However, you can never find a post that proclaims ‘God’s justice will be served’. NOTHING, I repeat NOTHING along that line.

It seems like members are scared to proclaim God’s justice. It seems like they would very much prefer their leaders to be found innocent then for God’s justice to prevail whatever the outcome may be. And this, I find extremely disturbing.

I am now an ex-member. Let me share 1 experience in my CG. Sitted in a circle, we were asked to pray for the leaders. As the prayers go around, there were the usual enthusiastic amens to each prayer. When it came to my turn, I simply said that let God’s justice come whatever it may be, and that if the leaders are innocent, let God’s justice prevail. If they are guilty, let God’s justice prevail.

As you might have guessed it by now. NOBODY in the group amen my prayer. My CG leader even quickly took over the prayer during that brief period of silence and continued her enthusiastic support prayer. I’ve since left CHC for other reasons and how glad I did.

To me, it is very clear that what those hard core CHC members want is not God’s justice. They have an outcome in mind, that their leaders walk free. And they are just selectively quoting God’s words to support their cause. Classic case of hearing only the good thing.

Source: CHC Confessions, CHC Confessions, https://www.facebook.com/CHCConfessions/posts/801177769901602, 20/05/2014. (Accessed 24/05/2014.)

Lastly, the Straits Times Reports,

City Harvest Church trial resumes briefly for defence application

SINGAPORE – The City Harvest Church trial resumed briefly on Wednesday as one of the defence lawyers asked the court to refer two questions of law to the High Court.

But the Presiding Judge of the State Court, See Kee Oon, rejected the application.

The two questions were related to one of the accused, deputy senior pastor Tan Ye Peng. One question was whether, under the law, Tan could be considered to have had control of the church’s funds because he was a church board member, when the board had been collectively given control of the funds.

The second question was whether Tan’s status as a board member meant he had control of the funds in the way of his “business as an agent”. The charges against him can stand only if the answers to both questions are yes.

Source: By Feng Zengkun, http://www.straitstimes.com/news/singapore/courts-crime/story/city-harvest-church-trial-resumes-briefly-defence-application-2014, Published on May 21, 2014 3:09 PM. (Accessed 24/05/2014.)

David Yonggi Cho Scandal Paralleled To The Kong Hee Scandal

24 Monday Feb 2014

Posted by in C3 & Pringles Associations

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It is of our opinion that one can probably parallel these scandals to some of the scandals in the C3 movement.

The blog ‘Not Under The Table’ writes,

UPDATED 23/2/14: Lessons From the Sentencing of 2 Cho’s – How Christian Leaders Justify Responsibilities

The news broke today in a shocking manner with the following headlines:

1) “David Yonggi Cho, Founder of World’s Largest Church, Found Guilty of Breach of Trust, Corruption” (The Gospel Herald) and

2) “Yoido Full Gospel church leaders found guilty of tax evasion” (The Hankyoreh)

3) “Pastor gets suspended prison term for massive embezzlement” (The Yonhap News Agency)

Dr Yonggi Cho, whom Pastor Kong Hee address to be his “Spiritual Father” and “Senior Pastor” is sentenced to 3-years in jail with 5-year suspension. This means that the jail term is deferred by 5-years and he will go to jail to serve sentence if is found to further misbehave during this 5-year term. It is still a jail sentence.

The court ruled that Dr Cho is guility of the following charges: (1) Tax evasion and (2) causing approximately 13 billion won (US$12 million) worth of losses to Yoido Full Gospel Church by instructing his church officials to buy stocks privately owned by his eldest son priced at 4x higher than market value in 2002.

Yonggi Cho Kong hee

“The criminal activity would have been impossible without the approval of Pastor Cho, who had ultimate decision-making authority,” the court ruled. “By condoning the documents that were being written while he was the head of the church, he was largely responsible for these crimes.” – The Hankyoreh

Earlier, in a Straits Times coverage of the news when investigations first began into the Korean Mega-pastor, Dr Cho had denied any wrong-doing, and dismissed the allegations as “a smear campaign by a very small group of people in his church” and that “those who filed the complaint will have to take responsibility accordingly” (ST, 22 Sep 2011)

When this article was first published, City Harvest Church also issued a statement regarding this matter (http://www.chc.org.sg/_eng/church/church_statementReYonggiCho.php):

CHC Statement

It is not the intention of this blog to judge a great man like Dr Yonggi Cho, who over the past decades had contributed greatly to the growth of Christianity and helped many people. We have our imperfections and do make mistakes, and do eventually pay the price for it.
However, the patterns of denial adopted up to the point of conviction finds close resemblances to what was seen in the “CHC Trial”:

1) Blame Shifting

“While delivering the three-year prison term for the former newspaper chairman, the judge rebuked the younger Cho for attempting to shift the responsibility for his unethical business practices onto his father and other senior church members.” (source)

Church Growth International Korea, the ministry founded by Dr Cho (independent and separate entity from Yoido Full Gospel Church) issued a statement to their Board Members claiming that the Korean judge, Hon. Yongtun Cho said that:

“The court considered that even though Pastor Cho had the final say in the church, he never took the lead in any of the crimes including tax evasion committed on the suggestion of the accounting firm.” (source)

“During the investigation, prosecutors also acquired evidence of tax evasion by David Cho. In 2004, when the Seoul regional tax office judged that this stock sale was a gift and ordered that 10.3 billion won (US$9.48 million) of taxes be paid, David Cho enlisted the aid of an accountant and submitted falsified documents to the tax office to disguise the transaction as a normal stock trade, not as a gift, prosecutors confirmed. He is suspected of using this means to only pay 4 billion won (US$3.68 million) in taxes, evading 6 billion won.” (source)

While he may not be the mastermind, he was unfortunately convicted because he allowed it to happen anyway – apparently rubber stamped whatever his son handed him. The key here is that as a leader, you cannot just claim ignorance and hope to get away. Tax evasion charges aside, he unfortunately gave instruction to siphon the money and ordered the stock purchase – resulting in the inevitable CBT charge which is even more damning and inexcusable – impossible to blame shift this.

Is it true that as long as the fault can be pushed away to another party, it would be “all clear” for the accused? Will it change the mindset of logical thinking adults? Or is it done in an attempt to continue to mislead the unknowing members? Throughout the CHC Trial, we have seen the blame pushed to the auditors, the CAD Investigating Officer and other parties including the media (accused to be bias) – me thinks it’s definitely not true, considering the coverage they gave Serina Wee. News is a business to sell more after all.

The CityNews Article (http://www.citynews.sg/2014/02/chc-trial-defense-establishes-that-evidence-cad-failed-to-seize-was-clearly-relevant-to-case/) was plastered on top of the City Harvest Church website (above the “Special Notices” tab). For the blame on the other parties, just refer to the CityNewsSG articles on their website, and my earlier blog articles. We need to be mindful that such articles coming from a church whose leaders are embroiled in a criminal charge do stir emotions and sentiments among the membership as well as members of the public, depending on where you look at it.

CHC School Of Theology

2) Threat and Warning

Such uses were probably aimed to threaten people who speak up with defamation lawsuits? Will this work? Considering the first line of defense against any form of defamation is the reporting of verifiable facts/truth, the threat would also fall on deaf grounds, no? 

“those who filed the complaint will have to take responsibility accordingly” (ST, 22 Sep 2011)

Didn’t work for you this time Dr Cho. Your 29 elders have the evidence and spoke boldly without fear of your threat.

CHC have used this to their full advantage over a decade ago in silencing businessman Roland Poon who asserted that church funds were used to fund Sun Ho’s Crossover Project. Roland Poon had to issue a public apology. Glad that he is now vindicated for the court has heard that church funds were indeed used to fund Sun Ho’s singing career from as early as 2001, and definitely in 2003.

Roland Poon Apology

Similarly, according to online media, Bobby Chaw, a pastor of CHC, also issued a warning about the media “pre-judging” in relation to the suspension of 9 key CHC staff. This was done through the official statement made by the church on 28 June 2012. It should be noted that as a leader, anything said in public has an influence on its followers. The result of such statements (personally, I view it as a threat, so do some other online media), made in a highly sensitive and emotional context resulted in a witch-hunt and name-calling for the COC by members of CHC. Not too nice to plaster more screenshots, but some are found in earlier posts. Me thinks that COC had been too nice; they should just make public it’s findings there and then – and once and for all put an end to all the name calling on the COC.

3) “Did not make any personal gain”

In an updated statement issued on 22 Feb 2014 regarding the sentencing of Dr Cho, the Management Board of CHC cited “very reliable sources that Dr Cho had no personal gain from any of the investments” (source)

One need not look far to find contradicting reports from the 29 elders who lodged the commission’s against Dr Cho. In fact, they have out forward some very serious allegations in their writing, besides those already charged:

“Ha Sang-ok , who was part of the group for nearly two decades, admits to being involved in some fraud : ” In the last 14 years I have seen and done bad things. I tried to convince the pastor to stop, but he paid no attention. His behavior is not that of a Christian, but like that of a guru of a sect“. (source)

“First, they claim that Cho returned only 64.3 billion won (US$60.2 million) of the 163.3 billion won (US$152.9 million) he borrowed from the church while building the CCMM Building between 1992 and 1998, when he was chairman of the church‘s Mission Society. The remaining 99 billion won (US$92.7 million), they say, was never returned.

It is also being claimed that Cho’s third son Seung-jae’s International Club Management Group bought three floors of the building from the church for 29.5 billion won (US$27.6 million) and sold them back three years later for 37.2 billion won (US$34.8 million) – pocketing the difference of 7.7 billion won (US$7.2 million).

They also claimed that David Cho’s wife Kim Sung-hae, president of Hansei University, has yet to account for 10.5 billion won (US$9.8 million) paid by the church as support for Bethesda Christian University, an institution she runs in the US. The elders also view US real estate purchased by the university for around US$15 million as having been bought with church money.” (Source)

In the corporate statement dated 28 June 2012, Pastor Aries Zulkarnain also states that “no profit was gained by the individuals concerned” (source)

Just highlighting the similarities and at the same time wonder how this has got anything to do with the deeds already done. After all, how would these “reliable sources” know, and can we believe a statement based on unnamed “reliable sources”?

4) Complain is only made by the minority

According to the statement made by the CHC Management Board in 2011, the complain was made by 29 of over 800 elders, hence the implied treatment is that to ignore the minority’s view. If this is not a leading symptom of groupthink, I really don’t know what to call it.

Me thinks that when the minority’s alternate opinion is faced with the majority’s, in a highly charged environment with a charismatic leader, there’s no guessing whose opinion – no matter how truthful or factual will be dismissed. Just think Roland Poon.

Monkey See, Monkey Try to Outdo? Or Flocking Together Birds of Same Feather? 

If we examine the associations Pastor Kong Hee has with his group of  “spiritual fathers” and good friends (let’s not talk about the advisory pastor pair of Phil Pringle and AR Bernard now – will examine them in due time), it is surprising what we can find:

1) Steve Munsey: Regular weekend service and conference speaker in CHC from 2008 to 2011

– Over-indulgence in personal benefits, while failing to make mortgage repayments, resulting in foreclosure order

List of sources:

http://www.nwitimes.com/news/local/lake/munster/local-megachurch-navigates-precarious-path/article_2f3b628a-0f42-5355-a8a0-230b1cb1aab8.html

http://www.salon.com/2013/03/05/indiana_mega_church_faces_foreclosure_partner/

http://www.christianpost.com/news/indianas-largest-megachurch-faces-new-foreclosure-proceedings-90769/

2) Abraham Alex Taneseputra: Considered to be another “Spiritual Father” to Pastor Kong
– accused of embezzling approximately USD500million (4.7T INR)
Sources (google-translated from Bahasa Indonesia, so the language syntax might be off – best read from original source language):

https://www.facebook.com/permalink.php?id=126527234050583&story_fbid=340150022763459 (contains separate articles)

Kong Hee – The Successor to Abraham Alex and Yonggi Cho

In the May 2010 Asia Conference, Dr Cho have laid hands on Pastor Kong and handed the baton to him. It seems that he is the designated successor to Dr Cho, who prophesied that he will outdo his accomplishments.

In another meeting in Indonesia, Alex Abraham also named Pastor Kong to be his successor and prophesied over him that he will have “full vindication” from the Lord. (video recording of service available upon request – link private after being removed)

What is the outcome of such laying on of hands is still to be seen in the coming months, but if there’s any potential of impartation, then whatever is on the hands of the imparter will certainly go to the impartee – might not be a good thing after all.

Bottom line in the Dr Cho case, is that, in the own words of the Management Board, he is “innocent until proven guilty” and all have waited until “due process of the law is complete”. And sorry to note, their “reliable sources” who claimed that this was a “civil suit” have failed them again – it’s a criminal proceeding.

If past history is a good gauge of future occurrences, then everything that was ever said by them just fell to the ground. This is certainly not a happy day for Christianity in Singapore and the world. They can always blame their sources for misleading them, anyway.

Source: UPDATED 23/2/14: Lessons From the Sentencing of 2 Cho’s – How Christian Leaders Justify Responsibilities, Not Under The Table, http://notunderthetable.blogspot.com.au/2014/02/lessons-from-sentencing-of-2-chos-how.html, Friday, 21 February 2014. (Accessed 24/02/2014.)

News On Kong Hee’s Court Case

15 Wednesday May 2013

Posted by in C3 & Pringles Associations

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A CALL TO PRAYER & ACTION 

We wish to urge our readers to please pray for members of City Harvest Church. Our heart does go out to the people who are heavily involved in CHC.

Below the youtube video was the following,

“About 50 staff and members of City Harvest Church have started lining up outside the Subordinate Courts before the crack of dawn on Wednesday for the first day of a highly anticipated trial against six leaders of the church charged with fraud.

Some arrived as early as 11pm on Tuesday night in the hopes of getting a seat in what is expected to be a packed courtroom.” – SPHRazorTV, Large crowds gather outside Subordinate Courts at 6.45am for CHC trial, Published on May 14, 2013. (Accessed 15/05/2013.)

There is no doubt that City Harvest Church is a Word of Faith cult. Not to mention it has been publicly condemned as a movement that is not Christian and labeled a scam.

Dr Paul Choo Warns People Against Kong Hee’s Ministry: “This is NOT Christianity. This is NOT the gospel. This is a SCAM.”

Because the world can see it and not the followers, heartless comments have been thrown against CHC members. While CHC members do need to be educated that they are involved in a Word of Faith cult, they do not need to belittled like this:

“As these group of dumb ass supporters of this evil church’s collaborators are just like Hitler’s children who were so willing to die with them after so many years of propaganda . The only difference between Hitler and Kong and Co is that one fought for war while the other schemed for money!” – lance lau, http://www.youtube.com/comment?lc=rK-FZ6XczVnqqxaJiTQFt36EwulRyejuz4iy4FzuzfM, 15/05/2013.

“Satan followers.

How dumb can human being get?” – pokemonyu, http://www.youtube.com/comment?lc=rK-FZ6XczVl2f1IqddImj3eDKQ-SGomARqC6D4ArJzY, 15/05/2013.

“yea queuing for satan” – nickachiu, http://www.youtube.com/comment?lc=rK-FZ6XczVkkMqKEh5cW_jAIgZbzE_VrgWf0WOZX1DI, 15/05/2013.

We are aware that we get over 500 hits a day from our Singaporean readers. If you are involved with a more reformed or conservative bible-believing church, can we encourage you to be involved in CHC members lives and lead them out of the CHC cult? Have a meal or bible study with them and lead them into the truth through humility and prayer. May these videos on Kong Hee make your task easier. They can easily be refuted using ther scripture:

Kong Hee: A Word Of Faith Heretic (Part 1)

To Christians everywhere. Please pray for the churches in Singapore to be effective in ministering to CHC members in this time. CHC memebrs are vulnerable and exposed to unfair attack in these times. They are not the enemy. False teachers like Phil Pringle and Kong Hee are. The world now have an excuse to hate Christianity because of these false teachers. Pray for God’s sheep.

THE NEWS

The Straits Times reports,

“Prosecutors for the City Harvest trial said they had evidence of a “deliberately planned” scheme by church leaders aimed at moving millions of dollars.

In their opening statement, prosecutors said that the offences committed by church pastor Kong Hee and five other church staff were not “isolated technical breaches or inadvertent occasional missteps”.

Rather, they were part of a “deliberately planned, meticulously coordinated, and carefully executed scheme which stretched over a prolonged period of time and involved the movement of millions of dollars”.

The prosecution said they would prove beyond reasonable doubt that the accused are guilty of all charges. Kong Hee, and five senior members – Tan Ye Peng, Sharon Tan, Chew Eng Han, Serina Wee and John Lam Leng Hung – were arrested and charged last year for allegedly funnelling $24 million into sham bond investments to further the career of Kong’s wife, pop-singer Ho Yeow Sun between 2007 and 2008.

The money used was from the church’s Building Fund which was earmarked to build a new church.

Another $26.6 million is said to have been misappropriated to cover up the sham investments in a procedure known as “round-tripping”. This was supposedly done to throw the church’s auditors’ off “the scent of the bogus bonds”, said the prosecution.

These were not the genuine commercial transactions the accused persons made them out to be.

It is immaterial whether the accused thought the promotion of Ms Ho’s music career would further the broader objectives of the church. Rather, the question is whether diverting money from the Building Fund under the guise of purported bond investments to fund her career was an authorised use of the money, said the prosecution.

The six face varying counts of criminal breach of trust and falsifying accounts. The first offence is punishable with a life sentence, or up to 20 years in prison and a fine. The second carries a maximum of 10 years in jail, a fine or both.

The six accused have agreed to be jointly tried on all the charges against them.”

Source: Strait Times, Prosecution-City-Harvest-Church-Leaders-Had-Deliberately-Planned. (Credit to groupsects.wordpress.com for obtaining the article first.)

City New also reported the case,

Two Sides Of The Story

Posted on 15 May 2013
By The City News Team

Three years after investigations started, trial commences for six affected CHC leaders, with key differences in how the prosecution and defense wish to take the case forward

CN PHOTOS: Daniel Poh & Michael Chan.

RIGHT from first day of the trial for the six affected leaders of City Harvest Church, the prosecution and defense show major differences in how they view the case and seek to proceed.

The prosecution alleges that CHC’s senior pastor Kong Hee, pastor Tan Ye Peng, Serina Wee, Sharon Tan, John Lam and Chew Eng Han have misappropriated more than S$50 million of church funds and have committed criminal breach of trust. The accused have agreed to be jointly tried for all the charges brought against them.

The prosecution also said that the building fund of the church was inappropriately used for alleged “sham” investments in two companies Xtron and Firna to further the music career of Kong’s wife Sun Ho. In addition, the prosecution stated their defined parameters of the trial.

Before a gallery filled with more than 50 members of the public, mostly CHC members, the prosecution said it is immaterial whether the accused thought Ho’s music career would further the broader objectives of the church. Rather, deputy public prosecutor Mavis Chionh said, the issue lies with whether the building fund was used in an “authorized” manner or not. The prosecution also said it was inconsequential to the case whether Sun’s crossing over into the entertainment circle is “theologically legitimate” or not.

But the defense disagreed. The lawyers sought clarification from the prosecution on whether they equate the Crossover Project with Sun’s music career, and the defense also emphasized that since the case involves a church, theological legitimacy has to be considered, adding “as a matter of fact, there was no unlawful loss of monies by the church.”

The first prosecution witness to take the stand is Lai Baoting, a former accounting staff of CHC. She took the stand to answer questions about emails that were sent from her using an Xtron email account, before the court session broke for lunch.

The trial, which started this morning at nearly 10am, signifies a key development in a long-drawn case about the finances of CHC, which first unfolded when the Commissioner of Charities and Commercial Affairs Department launched investigations into its accounts in May 2010.

Senior Counsel N. Sreenivasan toldCity News that there are two key things to note: one, that the prosecution wants to maintain that the use of the building fund for the Crossover Project was unauthorized, but “as my learned friend Edwin Tong said in open court, the use was not unauthorized. But I won’t comment as it’s an issue before the court.”

The second key thing to bear in mind is fourfold: “The accused had no wrongful gain; there was no unlawful loss; the Church made good and there has been no dishonesty.”

Senior District Judge See Kee Oon hears the case. The trial continues this afternoon.

Source: The City News Team, City News, Two Sides Of The Story, 15/05/2013. (Accessed 15/05/2013.)

Today Online also published their article on the case here:

http://www.todayonline.com/city-harvest-execs-schemed-move-money-prosecution

An Analysis Of Kong Hee’s Money-Scheming ‘Church’

10 Friday May 2013

Posted by in C3 & Pringles Associations

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When people critique Kong Hee’s Church they are also critiquing Phil Pringle and his church. We know personally that Kong Hee sees Phil Pringle in an infallible light as a personal master, mentor, pope and Prophet of God.

Kong Hee To Phil Pringle: “You created this mess! You’ve Got To Come And Help Us Fix It”

Not only is Kong Hee a disciple of Phil Pringle, he imitates Phil Pringle in many ways in teachings, conferences, service layouts, financial events and advertising, etc. As Kong Hee said,

“Many people come to City Harvest Church and they look at our church. Look at our pulpit. Our Rise and Build. And they say, “Hey! Why is it that in Australia they kinda copy after you?”

Well actually we came here and copied everything from Christian City Church. So we have our own Rise and Build and I just thought I show you this latest installment where we anounced to our church, SunTec City Convention Center.” – Kong hee, C3 Presence Conference, Session 4, Sydney, 2010.

‘Thinking Free And Fair’ offers their analysis of Kong Hee’s City Harvest Church,

An analysis into the wealth of City Harvest Church

Update: I have updated this analysis with a new article in the aftermath of the Pastor’s arrest.  

Although I am aware that City Harvest is one of the richest churches in Singapore, I am still shocked that it is rich enough to pay SGD310 million for a stake in Suntec City. Nevertheless, an entity which is able to amass such wealth is certainly worth studying. I was determined to understand the secrets to the church’s wealth.

I apologize upfront if the points raised give offense to loyal followers of City Harvest Church. Please regard this article as a business analysis of the factors that contribute to the wealth of City Harvest Church, not as an insinuation that the Church got rich through questionable means. The fact is that CHC is very rich and this makes for a fascinating academic exercise to examine its sources of wealth. Just treat it as a business case study. I have tried my best to stick to the facts. Please correct me if there are factual mistakes. However, if there are differences in opinions, please disagree with courtesy.

1. Clever packaging of Sunday services

The income of a church is dependent on the tithes collected (10% of income from church-members). Therefore, the earning power of a church is highly dependent on its ability to retain its existing church members and attract new ones. The larger the church membership, the greater its earnings.

I watched a sample of CHC weekend service on its website.  Compared to the boring Sunday classes I attended as a kid, CHC church service was most refreshing (Watch “The 10 Laws Of The Harvest”). The beginning part resembles a rock concert with good singing and enthusiastic audience. It is an entertaining way to enjoy your Sunday mornings. Going to church becomes a weekly event to look forward to rather than a chore to attend to.

With church services so well packaged for its customers, its customer retention rate and new customer acquisition figures should look good.

2. Extra revenue in the form of advertisements, sales of CDs

This church is unlike the other churches I know. It generates extra revenue through advertisements during its Sunday service(watch the videos). It sells audio CDs on its website. There is an online shopping cart for convenience to those who want to buy online.

3. Efficient collection of tithes

Church-members can pay their tithe online via credit card, eNets or even Giro!! Once members started donating using Giro, the earnings quality of the church improves. Donation collected via Giro tend to be more stable.

With a globalised economy, people travel round the world a lot and may miss Sunday services. In the past, the churches will lose income when these members fail to turn up to pay their tithe. Now, with online payment, they can continue collecting the tithe even when the church-member is working overseas for an extended period of time. With Giro, the church can continue collecting tithes for a few more months even when the member leaves the church as people have a habit of forgetting what they pay on Giro.

4. 30-fold, 60-fold, 100-fold returns on your church donations

This is where the genius of CHC lies and the secret to its superior earning power. In fact, I have yet to encounter any public-listed company on SGX, HKSE, NYSE, Nasdaq that demonstrates better potential.

The pastor preaches that God will give 30-fold, 60-fold, 100-fold returns on your tithe. But, you have to be generous in your donations first so that you will receive in harvest proportions. I guess that is the origin of the name City Harvest. Please watch the video “The 10 Laws Of The Harvest” yourself in its entirety and interpret for yourself.

It is a message that cleverly uses an astute understanding of human nature to maximize profits. If I were a CHC member, I will be tempted to increase my tithe as much as possible. Not mincing my words, I am doing it out of pure greed. I do not think I will be alone. It is perfectly fine if members of CHC strongly disagree and thinks that I am not representative for most of them. After all, I can only speak for myself.

5. Quality of customers

With the 100-fold return message, the kind of church members attracted will be most conducive to profit-making. Money-minded people will be attracted to the church. These money-minded people tend to be ambitious and have a great desire to make lots of money. Millionaire minds have a higher chance to become rich. Hence, the quality of customers that CHC attracts are of the highest quality. The richer the church-member, the higher is the church’s tithe per member.

Customer quality will be enhanced through the passage of time due to survivor bias. Suppose out of this pool of Millionaire-Mind Christians, 50% become satisfactorily rich and the remaining 50% still unsatisfactorily middle-class. The 50% who got rich will donate even more because they think their source of wealth comes from their donations. It is most unlikely they will cut back on their tithes  because they will be afraid God will punish them by cutting back the returns. If they are not afraid, the church will be there to warn them not to do so. The remaining 50% who did not get rich will be disillusioned and probably leave the church. The loss is of little significance to the church. These people are not rich and their tithes will not amount to much.

Many Christians will be disgusted with the concept of using tithes to get rich. These people will probably leave the church after attending a few Sunday services. Again, the loss is of little significance to CHC. These people will not be highly profitable to the church even if they are rich because they are not going to tithe as much as the others who believe their tithes is the way to wealth.

To the credit of the Pastor, I think he has devised a wonderful process of filtering out non-profitable customers and sucking in the lucrative ones. There is only so much physical space that a church can have to service its church-members. To maximize profits, the church has to ensure that each unit of space is used for servicing lucrative customers.

6. Kill off competition

CHC has tremendous economic moat that kills off competition. In the video “The 10 Laws of The Harvest”, the Pastor cited Law #5 “Your Seed must be planted in Good Ground” which is an effective weapon in killing off his competition – the smaller churches. Many Christians feel that they ought to donate to the needy, smaller churches rather than rich mega-churches like CHC. The Pastor’s argument is that you do not get good returns like 100-fold in the small churches. You have to donate to mega-churches to maximize returns on your tithe because they have a track record (rich church members). In other words, the seed is not planted in good ground when you donate to the small churches. In his own words, “I don’t always give to the neediest but to the ground that will give the greatest yield”. To illustrate his point, he used an analogy on weak banks and strong banks. You do not deposit your money in a weak bank because it desperately needs fresh funds to survive. You deposit your money in a strong bank which invests your money wisely and yields good returns.

The church has an iron-grip on its members who believe its message. As illustrated previously, its customer base is of the highest quality. This is its track record. Existing church-members will definitely not move to another smaller, needier church with poorer track record.

It has a very strong economic moat as it is very hard for its competitors to get its customers to switch over.

7. Providing a place where the rich can network

As the Pastor said, his church provides a good ground on which you can grow your riches. Rightly so, indeed. For property agents or insurance agents trying to hit their sales quota, City Harvest Church will be an ideal place to hunt for lucrative clients. This church concentrates several rich and money-minded people into a single location. The church offers a unique advantage to sell things. In a religious setting, people tend less to be on their guard and can be more easily persuaded to part with their money. 

Businessmen also like to network in places where there are rich and powerful people who will come in handy in future. The Pastor has done a good job in gathering such people in his church and it makes good sense to make use of this advantage by joining the church.

The rich will attract more rich and the gathering moss snowballs to provide an ever-rising pool of donation to the church. 

8. Preach what people like to hear. 

As a teenager, I was discouraged when I read Bible verses like Matthew 19:23-24 “I tell you the truth, it is hard for a rich man to enter the kingdom of heaven. Again I tell you, it is easier for a camel to go through the eye of a needle than for a rich man to enter the kingdom of God.” and Matthew 6:24 “No one can serve two masters; for either he will hate the one and love the other, or he will be devoted to one and despise the other. You cannot serve God and wealth.”

It seems like if I become rich, I will be condemned to hell.

In the video “Rich God? Poor God?”, the Pastor preaches that it is absolutely ok to be rich. Some prophets of God were very rich. (Abraham, David, Solomon)

There is nothing more musical to a money-minded person than to hear that God is on your side in your pursuit of money. The church-members who are more money-minded will love this and donate even more.

9. God pays for the returns, not the church. 

The church collects the money, but God pays for the returns. The church does not need to pay a single cent for the 30-fold, 60-fold, 100-fold returns on the donations.

This is as good as you do the work for me, but not only do I not pay you, I shall also collect your salary. You toil and sweat, but I shall eat your bread. God must surely be a miracle worker and people will pay handsomely for his service. I cannot think of a more advantageous economic position to be in to be able to collect money rendered by a miracle worker.

10. Social pressure to conform in church settings and ease of influence

If everyone around you donates, it is hard not to. When everyone else makes sacrifice, the one who does not will look like an outcast. There is tremendous pressure to conform in such a herd setting.

11. Tremendous future earning power

Take a look at the congregation and you will notice the large number of young people. The income growth of young people is the fastest in the population. In the Pastor’s words, “You may be poor today, but you will not be poor all your life”. That is a long-term business plan in cultivating its customers.

Therefore, if CHC can be viewed as a growth stock, its prospects are very bright as its young customers will accelerate its earnings.

12. Stable earnings in times of depression

Besides being a growth stock, CHC can also be viewed as a defensive and safe stock. People pray hardest when they fall in hard times. Strangely, some people have an urge to tithe when they are in financial troubles.

In fact, in the video (The 10 Laws Of The Harvest), a couple came on stage. They talked about the dire straits they were in when they started out. Things change when God challenged them to GIVE themselves out of poverty (exact words from the speaker). Despite not having any money, they still pledged $250 to the building fund. In his own words again, “we often emptied our savings to give to the House of God knowing that this will be the answer to our financial problems”. Hence, not only will the church earnings be stable in times of depression, it may even grow.

13. Using Prosperity as a theme to appeal to customers

The Pastor preaches Prosperity Gospel which revolves around money. His business genius lies in choosing this theme for his church. Money has universal appeal. Everyone worships money regardless of race, culture, age, gender, sexual orientation. In one fell swoop, he has enlarged his market to cover the entire world. It is much easier to convert people to your belief by dangling money and promising great prosperity. After all, who does not love money?

By enlarging his potential market catchment with a greater chance of increasing membership, more donations will flow in.

14. Tax benefits as church is registered as a charity

This creates a huge, unfair advantage compared to all other businesses. This is what landed CHC in controversy. Enough has been said.

If one day the Pastor switches to become a businessman, I will definitely consider investing in the company that he heads and founds.

If City Harvest Church is listed on the Singapore Stock Exchange, I will certainly buy it. It will be one stock that I am confident of hitting a return of 30-fold, 60-fold, 100-fold returns.

PS: People tend not to question critically when it comes to religion. A charming smooth talker can easily sway minds with his interpretation of the Bible. In the final analysis, Faith is about simply believing. You cannot approach it scientifically because there is no way to test religious theories using the scientific method. We will only know the real truth when judgment day comes. 

The danger is that there is no accountability on the part of the preacher on whether his teachings are true or not. Even he himself cannot be sure that his interpretations is 100% correct. Given human nature, the interpretations will tend to be self-serving. In fact, it is not only dangerous to the students but to the teacher as well. People will believe their own lies if it yields tempting benefits. That was how Wall Street drank its own Kool-Aid.

While I respect the Pastor for his business savvy, I cannot agree with his interpretations of the Bible. I pray for good health, peace and harmony for my family. Money-minded as I am, I am not comfortable with commercializing my relationship with God by asking for money. The Christian God that I know from my own reading of the Bible is not 财神爷. Of course, if God wants to drop money from heaven on me, I will be more than happy to embrace it.

Source: By think-free-and-fair, An analysis into the wealth of City Harvest Church, http://thinking-free-and-fair.blogspot.sg/2010/03/analysis-into-wealth-of-city-harvest.html, 29/03/2010. (Accessed 09/05/2013.)

Kong Hee: A Word Of Faith Heretic (Part 1)

18 Monday Mar 2013

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Many people are led to believe that Kong Hee is a pastor. After hearing a number of his sermons, what he does, what he confesses and what he claims to be, we beg to differ.

We have managed to collect a number of videos of Kong Hee which are no longer available online. In these clips, ask yourself some of these questions:

      1. Is Kong Hee behaving the way a pastor should behave?
      2. Is Kong Hee teaching what the bible actually says what Christians should believe?
      3. Is Kong Hee teaching how Christians should properly live out their spirituality?
      4. Is Kong Hee offering a different version of Christianity that orthodox Christianity has held steadfast too?

The second last video shows Kong Hee teaching that Jesus was rich… and died to make Christians rich with the wealth of this world. In response to Kong Hee’s sermon, we are looking at writing an article that exposes his ‘Jesus’ for what it is: a lie.

We have published on C3CW in the past that Phil Pringle spoke at the “Asia Conference 2010, a bi-annual conference organized by CHC”. The last video is an advert for Asia Conference 2010 where famous financial hucksters John Avanzini and Steve Munsey were invited to speak. This was an event that Phil Pringle helped Kong Hee organise. Therefore – it is no surprise to see and hear some disturbing things emerge from this advert.

Here are the videos…

Down the track, we will also be explaining why C3 Church Watch is examining Kong Hee. We are keen to do articles that expose Kong and Pringle’s close associations. We also wish to provide people with Kong Hee’s personal testimony in how he became a Word of Faith heretic. So stay tuned.